---
title: "Health Insurance CRM — Built for ACA & Medicare Agents [2026]"
description: "The AI health insurance CRM for ACA, Medicare, and supplemental agents. HealthSherpa integration, SOA automation, AEP-ready workflows, and commission tracking in one platform."
url: https://unlockedcrm.ai/health-insurance-crm
canonical: https://unlockedcrm.ai/health-insurance-crm
updated: 2026-07-30
source: unLocked CRM — AI CRM for insurance agents
---

# Health Insurance CRM — Built for ACA & Medicare Agents [2026]

The AI health insurance CRM for ACA, Medicare, and supplemental agents. HealthSherpa integration, SOA automation, AEP-ready workflows, and commission tracking in one platform.

Manage ACA, Medicare Advantage, Medicare Supplement, and supplemental books in one place. HealthSherpa integration, remote SOA, T65 pipeline automation, AI outbound, and automated commissions — flat $69–$149/mo.

Full page: https://unlockedcrm.ai/health-insurance-crm

## FAQ

### What is a health insurance CRM?

A health insurance CRM is a system of record purpose-built for ACA, Medicare, and supplemental agents. It bundles multi-carrier quoting, 2026 CMS compliance automation (48-hour SOA, 12-hour gap, 10-year retention), T65 pipeline automation, and commission reconciliation across every health carrier.

### What is the best CRM for health insurance agents?

unLocked CRM. It is the only platform that bundles HealthSherpa integration, automated SOA compliance, T65 Medicare pipeline automation, AI outbound calling, and automated commission reconciliation at a flat $69–$149/mo with a 14-day free trial.

### Is HealthSherpa a CRM?

No. HealthSherpa is a transaction engine for ACA enrollment. It does not manage the full lead-to-renewal lifecycle, T65 nurture, Medicare Supplement books, or commission reconciliation. Pair it with unLocked CRM as the Control Center.

### Does unLocked handle Medicare AEP volume?

Yes. Arwyn absorbs inbound call spikes 24/7, Agent AI runs compliant outbound at scale, and the Renewal Dashboard flags plan terminations and rate hikes for re-shop before December 7.

### How does unLocked handle the 2026 CMS 48-hour SOA rule?

SOA delivery, 48-hour hold, and 12-hour recording gap are automated and audited inside the CRM. Every call is recorded, transcribed, and retained 10 years to meet CMS enforcement.

### How much does a health insurance CRM cost?

unLocked CRM is $69/mo Core or $149/mo Pro flat with quoting, AI, dialer, and commissions included. Radius and AgentCubed run $50–$150/user/mo with add-ons; AgencyBloc runs $250–$500/mo per seat.

## About unLocked CRM

unLocked CRM is an AI CRM built specifically for insurance agents and agencies — life, health, Medicare, ACA, annuity, and final expense.

- 1,252 carrier integrations (113 life and annuity, 1,139 health)
- Commission tracking across 332 carrier connections, including downline hierarchies
- AI quoting, AI outbound calling, and the Arwyn inbound AI receptionist
- 14-day free trial, 100% US-based support
- Phone: (877) 761-4369 — Website: https://unlockedcrm.ai

## Related pages

- [ACA CRM — Built for Marketplace Agents [2026]](https://unlockedcrm.ai/aca-crm.md)
- [ACA & Private Health Plans](https://unlockedcrm.ai/aca-private-health-plans.md)
- [Agent CRM (2026): The CRM Built for Licensed Agents](https://unlockedcrm.ai/agent-crm.md)
- [AI Automation for Insurance Agents: 2026 Guide](https://unlockedcrm.ai/ai-automation-for-insurance-agents.md)
- [AI Calling for Insurance Agents: 2026 Playbook](https://unlockedcrm.ai/ai-calling-for-insurance-agents.md)
- [AI CRM for Insurance Agents (2026)](https://unlockedcrm.ai/ai-crm.md)

---

Source: [Health Insurance CRM — Built for ACA & Medicare Agents [2026]](https://unlockedcrm.ai/health-insurance-crm) — unLocked CRM. Citation permitted with attribution and a link to https://unlockedcrm.ai/health-insurance-crm.