--- title: "The unLocked Life Insurance Starter Pack" description: "The first-hour setup for a life insurance agent on unLocked: NPN, the 113-carrier Life Quoter, client links, scripts, and your AI connection." url: https://unlockedcrm.ai/blog/unlocked-life-insurance-starter-pack canonical: https://unlockedcrm.ai/blog/unlocked-life-insurance-starter-pack category: "Insurance Tools" published: 2026-10-26 updated: 2026-10-26 last_updated: 2026-10-26 author: "unLocked Team" publisher: unLocked CRM source_url: https://unlockedcrm.ai/blog/unlocked-life-insurance-starter-pack summary: "The unLocked Life Insurance Starter Pack is the first-hour setup for a life insurance agent: connect your NPN so state licences and carrier appointments load, turn on the Life Quoter with its 113 life…" license: Citation permitted with attribution and a link to https://unlockedcrm.ai/blog/unlocked-life-insurance-starter-pack source: unLocked CRM — AI CRM for insurance agents --- # The unLocked Life Insurance Starter Pack ## TL;DR The unLocked Life Insurance Starter Pack is the first-hour setup for a life insurance agent: connect your NPN so state licences and carrier appointments load, turn on the Life Quoter with its 113 life and annuity carriers, add your client-facing quote and intake links, load the pre-built life wording and scripts, and connect ChatGPT, Claude, Gemini, or Grok for quoting and follow-up. Everything runs from one client record, from lead creation to commission. The unLocked Life Insurance Starter Pack is the first-hour setup for a life insurance agent: connect your NPN so state licences and carrier appointments load, turn on the Life Quoter with its 113 life and annuity carriers, add your client-facing quote and intake links, load the pre-built life wording and scripts, and connect ChatGPT, Claude, Gemini, or Grok for quoting and follow-up. Everything runs from one client record, from lead creation to commission. ## What Comes In The Life Insurance Starter Pack A life insurance practice runs on underwriting accuracy and follow-through. This pack is the shortest path from an empty unLocked seat to quoting a real case: licensing in, the quoting engine on, client-facing links ready, wording loaded, and your AI tool connected. The pack covers: - **The Life Quoter** — 113 life and annuity carriers with live rates and eligibility on every row. - **Health Profile Import** — Attach the contact and the quoter pulls conditions, surgeries, medications, height, weight, and tobacco use from the record. - **Life Insurance Quote Link** — A branded client link with live rates for Term Life, Final Expense, and IUL. - **Life Intake Link** — Underwriting questions on the client's phone before the call, one question per screen, no prices shown. - **Pre-Built Wording** — 86 SMS templates, 86 email templates, and 21 Agent AI scripts, including Term Life, Whole Life, and IUL. - **Licensing & Appointments** — One NPN loads state licences and carrier appointments and keeps them current. - **E-Apps & eSign** — Submit the application from the quote across 125 life carrier and product listings, included on every plan. ## Step 1: Connect Your NPN First Enter your National Producer Number once in Licensing & Appointments. Your state licences and carrier appointments load and stay current, so you know which carriers you can quote before you quote them. Start at [Licensing & Appointments](/licensing-appointments). ## Step 2: Turn On The Life Quoter Attach a test contact and run a quote. The health profile fills from the record, so the rate class reflects real details instead of guesses. Quote a $500,000 20-year term case for your own profile and check the carrier lineup and eligibility notes. Start at [Life Insurance Quoting](/life-insurance-quoting). ## Step 3: Add Your Client-Facing Links Generate your Life Insurance Quote Link for clients who can quote themselves, and your Life Intake Link for cases where you want underwriting answers before the call. Both are branded, and intake answers save to the contact as they go. Start at [Life Insurance Quote Link](/life-insurance-quote-link). ## Step 4: Load Templates, Scripts, And Pipelines Turn on the pre-built life insurance pipelines, SMS and email templates, and the Term Life, Whole Life, and IUL Agent AI scripts. Edit the opening lines so they sound like you before the first send. The onboarding wizard walks you through this in nine steps. Start at [the onboarding wizard](/onboarding). ## Step 5: Connect Your AI Tool Connect ChatGPT, Claude, Gemini, or Grok through the supported connection on Pro or Max. Ask it for today's priorities, run a quote with confirmed details, and send a branded PDF after you approve the wording. unLocked stays the system of record. Start at [Everything Your AI Tool Can Do](/ai-tool-capabilities). ## The Life Insurance Guardrails A preliminary quote is not carrier approval. Confirm coverage amount, product type, and health class before presenting, keep permanent-product illustrations in carrier-approved materials, and never present illustrated IUL values as guaranteed. Use test contacts while you learn the workflow. Edit every template before the first real send, and confirm the record shows quotes, notes, and sends on the correct contact. ## Keep Going - [Life Insurance CRM](/life-insurance-crm) - [Licensing & Appointments](/licensing-appointments) - [Life Intake Link](/life-intake-link) - [Everything Your AI Tool Can Do In unLocked](/ai-tool-capabilities) - [Usage-Based Pricing](/usage-based-pricing) - [How To Run Your Life Insurance Agency From ChatGPT](/blog/how-to-run-your-life-insurance-agency-from-chatgpt) - [How To Generate A Life Insurance Quote With ChatGPT](/blog/how-to-generate-life-insurance-quote-with-chatgpt) unLocked is the **AI CRM for insurance agents**, from lead creation to commission. [Start a 14-day free trial](/signup). ## FAQ ### undefined ### undefined ### undefined ### undefined ### undefined ## Related - https://unlockedcrm.ai/blog/unlocked-final-expense-starter-pack - https://unlockedcrm.ai/blog/unlocked-medicare-starter-pack - https://unlockedcrm.ai/blog/unlocked-aca-starter-pack - https://unlockedcrm.ai/blog/how-to-run-your-life-insurance-agency-from-chatgpt - https://unlockedcrm.ai/blog/how-to-generate-life-insurance-quote-with-chatgpt - https://unlockedcrm.ai/blog/crm-for-life-insurance-agents-term-final-expense-iul --- Source: [The unLocked Life Insurance Starter Pack](https://unlockedcrm.ai/blog/unlocked-life-insurance-starter-pack) — unLocked CRM, the AI CRM built for insurance agents. Citation permitted with attribution and a link to https://unlockedcrm.ai/blog/unlocked-life-insurance-starter-pack.