--- title: "The unLocked Final Expense Starter Pack" description: "The first-hour setup for a final expense agent on unLocked: NPN, FE quoting, the health-question intake link, the FE script, and your AI connection." url: https://unlockedcrm.ai/blog/unlocked-final-expense-starter-pack canonical: https://unlockedcrm.ai/blog/unlocked-final-expense-starter-pack category: "Insurance Tools" published: 2026-10-26 updated: 2026-10-26 last_updated: 2026-10-26 author: "unLocked Team" publisher: unLocked CRM source_url: https://unlockedcrm.ai/blog/unlocked-final-expense-starter-pack summary: "The unLocked Final Expense Starter Pack is the first-hour setup for a final expense agent: connect your NPN so state licences and carrier appointments load, turn on final expense quoting with simplifi…" license: Citation permitted with attribution and a link to https://unlockedcrm.ai/blog/unlocked-final-expense-starter-pack source: unLocked CRM — AI CRM for insurance agents --- # The unLocked Final Expense Starter Pack ## TL;DR The unLocked Final Expense Starter Pack is the first-hour setup for a final expense agent: connect your NPN so state licences and carrier appointments load, turn on final expense quoting with simplified-issue routing from health answers, add the Life Intake Link so health questions are answered before the call, load the Final Expense script and templates, and connect ChatGPT, Claude, Gemini, or Grok for quoting and follow-up. The unLocked Final Expense Starter Pack is the first-hour setup for a final expense agent: connect your NPN so state licences and carrier appointments load, turn on final expense quoting with simplified-issue routing from health answers, add the Life Intake Link so health questions are answered before the call, load the Final Expense script and templates, and connect ChatGPT, Claude, Gemini, or Grok for quoting and follow-up. ## What Comes In The Final Expense Starter Pack Final expense agencies live on speed to lead and short, respectful conversations. This pack gets an FE seat ready the same day: licensing in, FE quoting on, health questions collected before the call, wording loaded, and your AI tool connected. The pack covers: - **Final Expense Quoting** — Whole-life coverage by age band inside the Life Quoter, with simplified-issue routing from health answers. - **Life Intake Link** — Collects the health questions on the client's phone before the first call, one question per screen, no prices shown. - **Life Insurance Quote Link** — Client-facing rates for Final Expense alongside Term and IUL when a case calls for it. - **Pre-Built Wording** — 86 SMS templates, 86 email templates, and 21 Agent AI scripts, including the Final Expense outbound script. - **Licensing & Appointments** — One NPN loads state licences and carrier appointments and keeps them current. - **Telesales Workflows** — Voice signature, POS interview, and remote-issuance workflows so FE closes without in-home appointments. - **Commission+ (Max)** — FE carriers reconciled with early-lapse chargeback tracking. ## Step 1: Connect Your NPN First Enter your National Producer Number once in Licensing & Appointments. Your state licences and carrier appointments load and stay current, so you quote only carriers you are appointed with. Start at [Licensing & Appointments](/licensing-appointments). ## Step 2: Set Up Final Expense Quoting Attach a test contact, answer the health questions, and run a $15,000 whole-life quote. The health answers route simplified-issue eligibility before you present anything, so you know which carriers fit the case. Start at [Life Insurance Quoting](/life-insurance-quoting). ## Step 3: Add The Intake Link Generate your Life Intake Link and send it to a test contact by text. It collects the health questions on the client's phone before the call, one question per screen, with no prices shown, and the answers save to the contact as they go. Start at [Life Intake Link](/life-intake-link). ## Step 4: Load The Final Expense Script Turn on the pre-built FE pipelines, SMS and email templates, and the Final Expense Agent AI script. Edit the opening lines so they sound like you before the first send. The onboarding wizard walks you through this in nine steps. Start at [the onboarding wizard](/onboarding). ## Step 5: Connect Your AI Tool Connect ChatGPT, Claude, Gemini, or Grok through the supported connection on Pro or Max. Ask it for today's priorities, run the quote after health answers are confirmed, and approve every message before it sends. Start at [Everything Your AI Tool Can Do](/ai-tool-capabilities). ## The Final Expense Guardrails Never describe a graded or guaranteed-issue plan as paying the full benefit from day one; confirm the carrier's waiting-period terms. Respect consent and calling hours before any outreach to a senior client. Use test contacts while you learn the workflow. Edit every template before the first real send, and confirm the record shows quotes, notes, and sends on the correct contact. ## Keep Going - [Final Expense CRM](/final-expense-crm) - [Commissions Tracking](/commissions-tracking) - [Everything Your AI Tool Can Do In unLocked](/ai-tool-capabilities) - [Usage-Based Pricing](/usage-based-pricing) - [How To Run Your Final Expense Agency From ChatGPT](/blog/how-to-run-your-final-expense-agency-from-chatgpt) - [How To Generate A Life Insurance Quote With ChatGPT](/blog/how-to-generate-life-insurance-quote-with-chatgpt) unLocked is the **AI CRM for insurance agents**, from lead creation to commission. [Start a 14-day free trial](/signup). ## FAQ ### undefined ### undefined ### undefined ### undefined ### undefined ## Related - https://unlockedcrm.ai/blog/unlocked-life-insurance-starter-pack - https://unlockedcrm.ai/blog/unlocked-medicare-starter-pack - https://unlockedcrm.ai/blog/unlocked-aca-starter-pack - https://unlockedcrm.ai/blog/how-to-run-your-final-expense-agency-from-chatgpt - https://unlockedcrm.ai/blog/how-to-generate-life-insurance-quote-with-chatgpt - https://unlockedcrm.ai/blog/final-expense-insurance-agent-guide --- Source: [The unLocked Final Expense Starter Pack](https://unlockedcrm.ai/blog/unlocked-final-expense-starter-pack) — unLocked CRM, the AI CRM built for insurance agents. Citation permitted with attribution and a link to https://unlockedcrm.ai/blog/unlocked-final-expense-starter-pack.