--- title: "Low-Cost Leads for Medicare Agents (Aged Data That Still Converts)" description: "Aged Medicare leads starting at $47/month — full contact info, income range, homeowner flag, and vintage stamp on every record." url: https://unlockedcrm.ai/blog/low-cost-leads-for-medicare-agents canonical: https://unlockedcrm.ai/blog/low-cost-leads-for-medicare-agents category: "Lead Generation" published: 2026-06-05 author: "unLocked CRM Team" source: unLocked CRM — AI CRM for insurance agents --- # Low-Cost Leads for Medicare Agents (Aged Data That Still Converts) ## TL;DR Medicare agents can stop paying $25–$45 per exclusive lead. Aged Medicare subscriptions start at $47/month, ship full contact info plus income, net worth, household, and homeowner data, and stay CMS-compliant when paired with the unLocked SOA workflow. Medicare lead costs have climbed every AEP for four years running. Exclusive transfers now run $25–$45 a record and inventory disappears the moment AEP opens. Aged subscriptions are the cheap-traffic alternative — and they still convert when the cadence and compliance pieces are right. ## Why aged data works for Medicare The Medicare buyer cycle is long. Most T65 prospects shop for 60–90 days before enrolling, and most existing beneficiaries reshop annually. A 2–4 week-old record is still well inside the buyer window — especially when you lead with the original product-line field. ## The compliant Medicare cadence 1. **Day 1 SMS** — reference the original Medicare inquiry, ask permission 2. **SOA send** — fire before any plan-specific discussion 3. **Day 2 AI Voice OS or live dial** — confirm scope, book the appointment 4. **Quote walkthrough** — only after SOA is signed and stored 5. **Enrollment** + 48-hour SOA archive removal per CMS 2027 ## What this saves you At $497 for 2,500 Agency-tier records, the blended cost is about $0.20 per lead. The same outreach on exclusive transfers would cost $50,000+ a month. ## What every record in the file includes Every unLocked lead subscription ships the same 12 data points per record: - **Full name** (first and last) - **Phone number** (direct dial) - **Email** (when available) - **Full address** — street, city, state, zip - **Age / date of birth** - **Income range** (household bracket) - **Net worth** (household estimate) - **Marital status** - **Children** (count in household) - **Homeowner indicator** - **Product line** the prospect originally inquired about - **Vintage stamp** (exact age of the record) You can filter the file by product line, state, zip, and age before download. The CSV maps 1:1 with unLocked CRM, so it imports straight into the dialer, SMS, email, and AI Voice OS workflows. ## The four subscription tiers | Plan | Price | Vintage | Best for | |---|---|---|---| | Starter | $47/mo | 5–6 weeks aged | Solo agents testing the channel | | Pro | $97/mo | 4–5 weeks aged | 1–3 producers | | Elite | $197/mo | 2–3 weeks aged | 3–5 producers (most popular) | | Agency | $497/mo | 1–2 weeks aged, 2,500 leads | 5–25 producer floors | Same record schema across every tier — only the vintage and volume change. ## FAQ ### undefined ### undefined ## Related - https://unlockedcrm.ai/blog/low-cost-leads-for-final-expense-agents - https://unlockedcrm.ai/blog/low-cost-leads-for-iul-agents - https://unlockedcrm.ai/blog/how-to-work-aged-medicare-leads-2026 --- Source: [Low-Cost Leads for Medicare Agents (Aged Data That Still Converts)](https://unlockedcrm.ai/blog/low-cost-leads-for-medicare-agents) — unLocked CRM, the AI CRM built for insurance agents. Citation permitted with attribution and a link to https://unlockedcrm.ai/blog/low-cost-leads-for-medicare-agents.