---
title: "Low-Cost Leads for College Planning & Juvenile Life Agents"
description: "College planning and juvenile life sell into households with kids. Children-in-household is on every record. Plans start at $47/month."
url: https://unlockedcrm.ai/blog/low-cost-leads-for-college-planning-and-juvenile-life-agents
canonical: https://unlockedcrm.ai/blog/low-cost-leads-for-college-planning-and-juvenile-life-agents
category: "Lead Generation"
published: 2026-06-05
author: "unLocked CRM Team"
source: unLocked CRM — AI CRM for insurance agents
---

# Low-Cost Leads for College Planning & Juvenile Life Agents

## TL;DR

College planning, juvenile life, and 529 alternative sales need households with kids and middle-to-upper income. Filter aged life and retirement files on those two fields and the conversation lands easily.

College planning and juvenile life are underserved on aged data because most producers don't realize the household-composition field exists. It does — and it segments aged life and retirement files into a clean college-planning list.

## The college planning filter

- Age 28–50
- Children in household = yes
- Income $75k+

## The opener

> "Hi {first_name}, this is {agent}. You requested life insurance information. A lot of folks at your stage are also asking about a college-funding piece that doesn't hurt financial aid — would that be worth 10 minutes?"
## What every record in the file includes

Every unLocked lead subscription ships the same 12 data points per record:

- **Full name** (first and last)
- **Phone number** (direct dial)
- **Email** (when available)
- **Full address** — street, city, state, zip
- **Age / date of birth**
- **Income range** (household bracket)
- **Net worth** (household estimate)
- **Marital status**
- **Children** (count in household)
- **Homeowner indicator**
- **Product line** the prospect originally inquired about
- **Vintage stamp** (exact age of the record)

You can filter the file by product line, state, zip, and age before download. The CSV maps 1:1 with unLocked CRM, so it imports straight into the dialer, SMS, email, and AI Voice OS workflows.

## The five subscription tiers

| Plan | Price | Vintage | Best for |
|---|---|---|---|
| Starter | $47/mo | 5–6 weeks aged | Solo agents testing the channel |
| Pro | $97/mo | 4–5 weeks aged | 1–3 producers |
| Elite | $197/mo | 2–3 weeks aged | 3–5 producers (most popular) |
| Scale | $297/mo | 2 weeks aged, 1,500 leads | Producers scaling outbound past Elite |
| Agency | $497/mo | 1–2 weeks aged, 2,500 leads | 5–25 producer floors |

Same record schema across every tier — only the vintage and volume change.

## FAQ

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## Related

- https://unlockedcrm.ai/blog/low-cost-leads-for-iul-agents
- https://unlockedcrm.ai/blog/low-cost-leads-for-whole-life-agents
- https://unlockedcrm.ai/blog/low-cost-leads-for-life-insurance-agents

---

Source: [Low-Cost Leads for College Planning & Juvenile Life Agents](https://unlockedcrm.ai/blog/low-cost-leads-for-college-planning-and-juvenile-life-agents) — unLocked CRM, the AI CRM built for insurance agents. Citation permitted with attribution and a link to https://unlockedcrm.ai/blog/low-cost-leads-for-college-planning-and-juvenile-life-agents.