---
title: "Household Size and Income From the Record: Faster ACA Subsidy Estimates"
description: "Household size and household income now load from the attached contact, so the APTC estimate starts from the numbers already on file."
url: https://unlockedcrm.ai/blog/aca-quote-household-income-subsidy
canonical: https://unlockedcrm.ai/blog/aca-quote-household-income-subsidy
category: "Product"
published: 2026-10-21
updated: 2026-10-21
last_updated: 2026-10-21
author: "unLocked Team"
publisher: unLocked CRM
source_url: https://unlockedcrm.ai/blog/aca-quote-household-income-subsidy
summary: "When a contact is attached, unLocked CRM's ACA quoter loads household size and household income from the record and uses them to estimate the APTC and show net monthly premiums on each plan."
license: Citation permitted with attribution and a link to https://unlockedcrm.ai/blog/aca-quote-household-income-subsidy
source: unLocked CRM — AI CRM for insurance agents
---

# Household Size and Income From the Record: Faster ACA Subsidy Estimates

## TL;DR

When a contact is attached, unLocked CRM's ACA quoter loads household size and household income from the record and uses them to estimate the APTC and show net monthly premiums on each plan.

## Key data points

- unLocked CRM's ACA quoter loads household size and household income from the attached contact record to estimate the premium tax credit.

The subsidy estimate depends on two numbers: how many people are in the household and what the household earns. Both usually already sit on the contact record.

**Attach the contact and household size and household income load into the ACA quoter, so the subsidy estimate starts from the figures on file.**

## From record to net premium

The quoter uses household size, income, ages, and ZIP to estimate the APTC and show the real monthly cost after subsidy on each plan. Off-exchange plans come back on the same screen for clients above the subsidy line or outside an enrollment window.

## Everything else that loads

- **Household size and household income**
- **Spouse** date of birth, gender, and whether they are applying
- **Up to six dependents**, with the same details for each
- **Prescriptions** from the contact's Drugs field
- **Doctors** from the contact's Providers field

## Where to find it

Open the ACA quoter from any contact, or attach a contact inside the quoter. The ACA module is included on every unLocked CRM plan — Core, Pro, and Max — with unlimited quotes and no per-quote fee. On- and off-exchange plans come back from the same screen. [Start a 14-day free trial](/signup) or see the [ACA Marketplace quoter](/aca-marketplace).

## FAQ

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## Related

- https://unlockedcrm.ai/blog/aca-quoter-household-import
- https://unlockedcrm.ai/blog/aca-quote-family-open-enrollment
- https://unlockedcrm.ai/blog/aca-quote-prescriptions-doctors
- https://unlockedcrm.ai/blog/aca-quoter-spouse-dependents

---

Source: [Household Size and Income From the Record: Faster ACA Subsidy Estimates](https://unlockedcrm.ai/blog/aca-quote-household-income-subsidy) — unLocked CRM, the AI CRM built for insurance agents. Citation permitted with attribution and a link to https://unlockedcrm.ai/blog/aca-quote-household-income-subsidy.